Last Updated: August 20, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the Reliable Health Partners website (the “Website”), operated by Reliable Health Partners, LLC (“Reliable Health Partners,” “we,” “us,” or “our”).

By accessing or using the Website, you agree to these Terms. If you do not agree with these Terms, please discontinue use of the Website.

Ownership

The Website, including its software, content, text, graphics, designs, logos, and other materials, is owned by Reliable Health Partners, LLC or its respective licensors and is protected by applicable intellectual property laws.

All rights not expressly granted are reserved.

Authorized Use

You may access and use the Website for lawful personal and informational purposes.

You may make one copy of Website content solely for personal, informational, and non-commercial purposes, provided that:

• The copy includes the notice “© 2026 Reliable Health Partners, LLC. All rights reserved.”
• No modifications are made.
• The content is not publicly distributed or posted online without permission.

Educational institutions may use Website content for classroom purposes where permitted by law.

Any other use of Website content requires prior written permission from Reliable Health Partners.

Restrictions

You may not:

• Use the Website for unlawful purposes.
• Damage, disable, overburden, or interfere with the Website or related systems.
• Attempt to gain unauthorized access to networks, systems, accounts, or data.
• Copy, reproduce, distribute, modify, publish, transmit, or create derivative works from Website content without authorization.
• Use the Website to distribute spam or unsolicited communications.
• Use automated systems to access or scrape the Website in a manner that interferes with its operation.
• Upload or transmit malicious code or other harmful material.
• Violate applicable laws or regulations.

Reliable Health Partners reserves the right to restrict or terminate access to the Website where it reasonably believes these Terms or applicable law have been violated.

Trademarks and Copyrights

Reliable Health Partners and its logos, names, trademarks, service marks, and other branding are the property of Reliable Health Partners or their respective owners.

Unauthorized use of trademarks, logos, or copyrighted materials is prohibited.

Copyright Notice: © 2026 Reliable Health Partners, LLC. All rights reserved.

Unsolicited Submissions

Reliable Health Partners does not accept unsolicited ideas, proposals, materials, or other submissions.

If you nevertheless submit unsolicited materials, you acknowledge that, to the extent permitted by law, such materials may be treated as non-confidential and may be used by Reliable Health Partners without compensation or obligation to you.

Prohibited Uses

You may not use the Website to:

• Damage or disrupt the Website or related systems.
• Gain unauthorized access to networks or data.
• Violate laws or regulations.

Third-Party Links

The Website may contain links to third-party websites, services, or resources, including Medicare.gov, insurance carriers, health plans, and other third-party websites.

These links are provided for convenience only. Reliable Health Partners does not necessarily endorse and is not responsible for the content, availability, security, privacy practices, or services of third-party websites.

Your use of third-party websites is subject to their own terms and policies.

Medicare Insurance Services

Reliable Health Partners is a Medicare insurance agency.

Our licensed insurance agents may:

• Provide Medicare insurance quotes
• Explain Medicare insurance options
• Discuss available Medicare Advantage, Medicare Supplement, Medicare Part D, and other applicable insurance plans
• Assist with Medicare eligibility questions
• Recommend available plan options based on information provided by the individual and the plans and products available through the agent
• Assist individuals with Medicare plan applications and enrollment
• Provide other insurance-related assistance permitted under applicable law

The Website allows individuals to request information and connect with Reliable Health Partners and its licensed insurance agents.

The Website itself does not provide a self-service quote engine or customer enrollment portal. Submitting information through the Website may result in contact from a licensed insurance agent.

Submitting a request does not guarantee eligibility, coverage, enrollment, a particular plan, a particular premium, or acceptance by an insurance carrier or Medicare plan.

Plan Information

Information provided on the Website is for general informational purposes and may not include every Medicare plan available in your area.

Plan availability, benefits, premiums, deductibles, copayments, coinsurance, provider networks, prescription drug coverage, eligibility, enrollment periods, and other plan terms vary by plan and location and may change.

A licensed insurance agent can provide additional information and help you evaluate available plan options.

You should review applicable plan documents and official Medicare information before making an enrollment decision.

Licensed Insurance Agents

Reliable Health Partners may connect individuals with licensed insurance agents who can provide Medicare insurance quotes, discuss available plan options, assist with eligibility questions, recommend available plans, and assist with applications and enrollment.

Agents may represent or be contracted with one or more Medicare Advantage organizations, Medicare Part D sponsors, Medicare Supplement insurers, or other insurance carriers.

An agent’s ability to offer or recommend a particular plan depends on the agent’s licenses, appointments, contracts, service area, and the plans available at the time.

SMS/Text Messaging Terms

Messaging Program

Reliable Health Partners may operate an SMS/text messaging program through which individuals who provide appropriate consent may receive text messages relating to:

• Medicare information requested by the individual
• Medicare plan options
• Insurance quotes
• Requests for callbacks or appointments
• Eligibility-related questions
• Enrollment assistance
• Service-related communications
• Updates relating to an individual’s interaction with Reliable Health Partners

The specific messages you receive depend on the messaging program and the consent you provide.

SMS Consent

By selecting the SMS consent checkbox on an applicable Reliable Health Partners form, you affirmatively consent to receive text messages from Reliable Health Partners at the mobile number you provide.

SMS consent is separate from acceptance of these Terms and any other agreement.

SMS consent is optional and is not required to submit a website form or obtain Medicare information, insurance quotes, or services from Reliable Health Partners.

Message Frequency

Message frequency varies.

The number of messages you receive depends on your interactions with Reliable Health Partners and the messaging program to which you have subscribed.

Message and Data Rates

Message and data rates may apply.

Your mobile carrier’s standard messaging and data rates may apply to messages you send or receive.

Opting Out

You may opt out of SMS messages at any time by replying STOP to any message from Reliable Health Partners.

After you send STOP, you may receive a confirmation message acknowledging your request. You will no longer receive messages through the applicable messaging program unless you subsequently provide new consent.

Help

For assistance, reply HELP to any message or contact:

Reliable Health Partners Email: communications@reliablehealthpartners.com Phone: 888-313-0044

Carrier Disclaimer

Carriers are not liable for any delayed or undelivered messages.

Message delivery may be affected by circumstances outside Reliable Health Partners’ control, including network availability, carrier limitations, device settings, and other technical conditions.

Mobile Information and SMS Consent

Reliable Health Partners does not sell, rent, or share mobile telephone numbers, SMS opt-in information, or messaging consent data with third parties or affiliates for their own marketing or promotional purposes.

SMS consent is specific to Reliable Health Partners and the applicable messaging program and does not constitute consent to receive messages from unrelated third parties.

For additional information about how personal information and mobile information are handled, please review our Privacy Policy.

Medicare Marketing and Beneficiary Information

Reliable Health Partners handles personal beneficiary information in accordance with applicable Medicare and CMS requirements.

Where personal beneficiary information collected for Medicare marketing or enrollment purposes is shared with another third-party marketing organization, the required prior express written consent will be obtained where applicable.

Any required consent will identify the applicable entity or entities that may receive the information and contact the individual for marketing or enrollment purposes.

Privacy

Your use of the Website and submission of personal information are subject to our Privacy Policy, which is incorporated into these Terms by reference.

Website Information and Availability

We make reasonable efforts to provide accurate and current information, but we do not warrant that all Website content is complete, accurate, current, or error-free.

Reliable Health Partners may modify, suspend, or discontinue any part of the Website or its content at any time.

Disclaimer of Warranties

The Website and its content are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, Reliable Health Partners disclaims all warranties, express or implied, relating to the Website or its content, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, and availability.

We do not warrant that the Website will operate without interruption, error, or security vulnerabilities.

Limitation of Liability

To the fullest extent permitted by applicable law, Reliable Health Partners and its officers, directors, employees, agents, affiliates, licensors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or relating to your use of, or inability to use, the Website or its content.

This limitation applies to the extent permitted by applicable law.

Copyright Infringement

If you believe that material on the Website infringes your copyright, please contact: communications@reliablehealthpartners.com
Please provide sufficient information to allow us to identify the allegedly infringing material and understand the basis of your claim.

Changes to These Terms

Reliable Health Partners may update these Terms from time to time.

When changes are made, the updated Terms will be posted on the Website and the “Last Updated” date will be revised.

Your continued use of the Website after updated Terms are posted constitutes acceptance of the updated Terms to the extent permitted by applicable law.

Entire Agreement

These Terms, together with the Privacy Policy and other terms expressly incorporated by reference, constitute the agreement between you and Reliable Health Partners concerning your use of the Website, except where a separate written agreement applies.

Governing Law

These Terms are governed by the laws of the State of New Mexico, United States, without regard to conflict-of-law principles.
To the extent permitted by law, disputes relating to these Terms or your use of the Website shall be resolved in the state or federal courts located in Bernalillo County, New Mexico.