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Annual Medicare Open Enrollment is Running From Oct 15 – Dec 7

You can join, change, or drop Medicare Advantage and Part D Drug plans. Changes take effect Jan 1, 2026.

What You Can Do on Annual Open Enrollment

Join or switch Medicare Advantage

Pick a different Advantage plan to change doctors, benefits, or costs.
Leave a Medicare Advantage

Drop a Medicare Advantage plan and return to Original Medicare.
Add or change Medicare Part D

Add a drug plan or switch so your medicines are covered and cost less.
Drop Medicare Part D Drug Plan

You can drop drug coverage, but may cause a late enrollment penalty.

Trusted Help for Medicare Open Enrollment

Expert Agents at Reliable Health Partner

Expert Enrollment Help: Licensed agents guide your application, handle paperwork, and make sure you meet the AEP deadlines, October 15 to December 7.
Unbiased Plan Recommendations: We don’t favor carriers. Medicare standardizes agent pay, so our advice is based on your needs, not commissions.
Ongoing Coverage Support: We’ll be here long after enrollment, helping with claims, renewals, plan changes, and questions as long as you’re on the plan.

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All the Benefits in a Single Medicare Plan

A Medicare Advantage plan bundles doctor and hospital care, prescriptions, and may include extras like dental or vision into a single plan, unlike Original Medicare which often requires separate drug and supplement plans. This means one card, one bill, and one phone number for most care.

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Our licensed agents are standing by.

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Do I need Medicare Advantage?

If you want fewer cards and one phone number for most care, this may be simpler than Original Medicare plus separate plans.
What you might get

Doctor and hospital care, prescription drugs, and extras such as dental, vision, or hearing; availability varies by plan and ZIP code.
Important checks (we’ll help)

Confirm your doctor’s network, check your exact medicines are covered, and compare total yearly costs including the out‑of‑pocket limit.

Pick Your Medicare Plan

Medicare Advantage

One plan that may cover doctor visits, hospital care, prescriptions, and extras like dental or vision. Benefits vary by ZIP code.

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Medicare Supplement

Helps pay gaps in Original Medicare so you owe less. You’ll usually need a separate drug plan for prescriptions.

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Medicare Part D

Covers prescription drugs. Don’t drop it unless you’re sure you won’t need meds, penalties may apply.

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Get Medicare Advantage Plans in My ZIP

Let us find Medicare Advantage plans with your doctor and medications including dental and vision.

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Frequently Asked Questions

Can I keep my doctor?

Check the plan’s network; if your doctor isn’t in‑network, ask about referrals, out‑of‑network options, and how often you can still see them before you enroll. Let us help checking your doctor.

Are my exact prescriptions covered?

Verify the plan’s formulary for the exact medicines and dosages you take; tier placement or prior authorization can affect your cost and access. We can check coverage for your meds.

How much will I actually pay this year?

Add the monthly premium, expected copays or coinsurance for visits and drugs, and the plan’s annual out‑of‑pocket limit to estimate your true yearly cost. We can give a plain‑language cost estimate.

When do plan changes take effect?

Changes during Annual Election Period (AEP) start January 1; certain life events (move, loss of coverage) can trigger a Special Enrollment Period for faster changes. Have a timing question?

What should I double check before I enroll?

Confirm network status, verify exact prescriptions on the formulary, check the plan’s annual out‑of‑pocket cap, and read any carrier notices about upcoming benefit or cost changes. We can check this for you.

How does Medicare Supplement interact with Medicare Advantage?

Medicare Supplement is separate and follows different rules; it usually requires underwriting outside guaranteed‑issue windows and cannot replace Medicare Advantage enrollment during Annual Enrollment Period. We can help choosing between options.

What if my doctor leaves the network or my meds change midyear?

You can switch plans during the next Annual Enrollment Period or, if eligible, use a Special Enrollment Period; review plan updates each year to avoid surprises. Check if there are any midyear changes.

What will you do for me?

We check plans in your ZIP, confirm provider and drug coverage, and summarize likely costs in plain language, free and without pressure. Let’s get started.